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Incoming: Financial Fitness Run 2016

Posted by on 1. April 2016

We often get intimidated by the word, “Finance” because it involves numbers. Key concept like savings and investment can really mean a lot when it comes to securing our future. Financial Fitness Run brings us not only physical fitness but also gives fitness in our mental prowess and instincts.  Run and learn more about the world of Finance on May 29, 2016 at Bonifacio Global City with 5K, 10K and 21K categories to choose from. #FFR2016

Read About:

Financial Fitness Run

After the first First Financial Fitness Run (FFR), I got a chance to talk to the CFA Philippines President April Tan with regards to the run and of course, investments.  Since I’m coming from a Finance background, I found the talk really interesting.  Savings, Investment and having a good plan can really make a difference in your future.  If everybody is armed with a little bit of knowledge on Finance then we’re better off for our future.  He’s an example: If we have a goal of saving 20% of what we earned and we do it consistently, we can really grow that fund.  That could mean a lot.

Investing is a Marathon

It’s a big month of May for  CFA Institute, which is the global association of investment professionals that sets the standard for professional excellence. May is “Putting Investors First Month,” which marks the third year of this annual awareness campaign.  On May 29, 2016, Financial Fitness Run will gather thousands of runners as they run their way to improve not only their physical fitness but their mental prowess and instincts as well.  Runners get to choose from the 5 kilometers, 10 kilometers and 21 kilometers categories.  This year, FFR is going to give out plaques to all of its half-marathoners. This is another first in Metro Manila race. Aside from plaque, half-marathoners will also receive a dri-fit finisher shirt. All 5k and 10k finishers will receive finisher medals and the top 50 finishers (25 male, 25 female) of each category will get a finisher shirt.

Singlet Design

Gun start will be at 4:30am for 21k, 5:30am for 10k, and 5:45am for 5k. Interested runners can register with any of registration partners namely A Runner’s Circle, Juego, Yonex and Li-ning. These registration sites are located in major shopping malls and business districts within Metro Manila. Race kits can be claimed upon registration. Online registration is also available at Goorahna.

Medals for 5K and 10K Runners

Financial Fitness Run is powered by RG Events and supported by COL Financial, Inc. and Seaoil Philippines, Inc. Media partners are ANC, BusinessWorld, Malaya Business Insight, Wazzup Pilipinas, Enjoy & Invest,, Aktivshow, Light Network and Pinoy Fitness. Hydration partner is 100 plus. Official race clock will be provided by Soleus Philippines.

All 21K Finishers and top 50 (25 male, 25 female) of 5K and 10K categories will get a finisher shirt

So lace in your shoes, let’s run, learn and enhance our future with Financial Fitness Run 2016. Register Early to avail of the discounted rates.

First Time Ever, Finisher Plaques for 21K Finishers

Common Investor Mistakes

“CFA Society Philippines, being one of the member societies of CFA Institute, is taking part in this global effort by organizing again the Financial Fitness Run (FFR) which aims to inform the investing public about the importance of being financially fit and how to be financially fit. Investors, commit one or more common investor mistake, wherein one individual often proves to be their own enemy which may lead to dramatic impact on overall returns. And, this year we would like to create awareness about the most common and costly mistakes investors make,” April Tan, president of CFA Society Philippines, said.

Learning the field is not rocket science but like any learning process, it involves making mistakes.  With the broad experience of CFA Institute in this field, they have laid out common pitfalls in making investment decisions. This could help investors to avoid these seemingly simple yet impactful missteps.

  • No investment strategy

Every investor should form an investment strategy that serves as a framework to guide future decisions. A well-planned strategy takes into account several important factors, including time horizon, tolerance for risk, amount of investable assets, and planned future contributions.

  • Invest individual stocks instead of a diversified portfolio of securities

Investing in an individual stock increases risk versus investing in an already-diversified mutual fund or index fund. Investors should maintain a broadly diversified portfolio incorporating different asset classes and investment styles. Failing to diversify leaves individuals vulnerable to fluctuations in a particular security or sector.

  • Investing in stocks instead of in companies

Investing is not gambling and shouldn’t be treated as a hit-or-miss proposition potential. Analyze the fundamentals of the company and industry, not day-to-day shifts in stock price.

  • Buying High

The fundamental principle of investing is buy low and sell high. Others at risk for “buying high” are those who follow investment fads, buying the “popular” stocks of the day. Typically, these investments become fashionable for brief periods, leading many to invest at the height of a cycle or trend—just in time to ride it downward.

  • Selling Low

The flip side of the buy-high-sell-low mistake can be just as costly. Keep in mind that not every investment will increase in value and that even professional investors have difficulty beating the S&P 500 index in a given year. Always have a stop-loss order on a stock. It’s far better to take the loss and redeploy the assets toward a more promising investment.

  • Churning your investments

Too-frequent trading cuts into investment returns more than anything else. A study by two professors at the University of California at Davis examined the stock portfolios. The study found that, without transaction costs, these investors received a 17.7% annualized return, which was 0.6% per year better than the stock market itself. But, after transaction costs were included, investors’ returns dropped to 15.3% per year, or 1.8% per year below the market. Again, the solution is a long-term buy-and-hold strategy, rather than an active trading approach.

  • Acting on “tips” and “soundbites”.

Listening to the media for their sole source of investment thinking rather than pursuing a professional relationship with an advisor is a far too common investor mistake. While breaking news and “insider tips” may seem like a promising way to give your portfolio a quick boost, always remember you are investing against professionals who have access to teams of research analysts.

  • Paying too much in fees and commissions

Incredibly, investors are often hard-pressed to cite specifics on the fee structure employed by their investment service provider, including management fees and transactions costs. Investors should, as a precondition to opening an account, make sure they are fully informed as to the associated expenses that accompany every potential investment decision.

  • Decision-making by tax avoidance

While individuals should be aware of the tax implications of their actions, the first objective should always be to make the fundamentally sound investment decision. Some investors, rather than pay a large capital gains tax, will allow the value of shares in a well-performing stock to grow so large it accounts for an inordinate percentage of their overall portfolio.

  • Unrealistic expectations

It is important to take a long-term view of investing and not allow external factors cloud actions and cause you to make a sudden and significant change in strategy. Comparing the performance of your portfolio with relevant benchmark indexes can help an individual develop realistic expectations.

  • Neglect

Individuals often fail to begin an investment program simply because they lack basic knowledge of where or how to start. Likewise, periods of inactivity are frequently the result of discouragement over previous investment losses or negative growth in the equities markets.

  • Not knowing your real tolerance for risk

Keep in mind that there is no such thing as risk-free investing. Determining your appetite for risk involves measuring the potential impact of a real dollar loss of assets on both your portfolio and your psyche. In general, individuals planning for long-term goals should be willing to assume more risk in exchange for the possibility of greater rewards. However, don’t wait until a sudden or near-term drop in the value of your assets to conduct an evaluation of your level of tolerance for risk.

Race Details

Date and Venue

  • Date: May 29, 2016
  • Venue: Bonifacio Global City
  • Gun start will be at 4:30am for 21k, 5:30am for 10k, and 5:45am for 5k.

Fees and Inclusions

  • 5K – (Early Bird Up to April 15: P450 / Regular P550)
  • 10K – (Early Bird Up to April 15: P550 / Regular P650)
  • 21K – (Early Bird Up to April 15: P750 / Regular P850)
    • Inclusive of bib, timing chip and customized singlet
    • All 5k and 10k Finishers will receive Finisher’s Medal
    • Top 50 Finisher of 5k and 10k (male and female) will receive Finisher’s Dri-fit T-shirt
    • All 21k Finisher will receive finisher’s plaque and Finisher’s Dri-fit T-shirt
    • Trophies (Champion, 1st Runner Up and 2nd Runner Up) will be provided to the Top 3 Finisher of each category (male and female) on top of the finisher’s medal/plaque.


  • Online: Via Goorahna
  • In Store:
    • Juego Trinoma, 3/F Trinoma Mall, EDSA corner North Avenue, Quezon City, +63 (2) 9018985
    • Juego GreenBelt 4, Greenbelt 3, Makati Avenue corner Dela Rosa St., Ayala Center, Makati, +63 (2) 7575881
    • Juego Market Market, 4th Level, Market! Market!, 26th St. corner C5, Bonifacio Global City, Taguig, +63 (2) 7922180
    • Yonex Mega Mall, 3rd Level, Bldg. A SM Megamall, EDSA corner Julia Vargas Avenue, Mandaluyong, +63 (2) 9147430
    • Li Ning Mall of Asia, 2/F South Entertainment Mall, Mall of Asia
    • Li Ning Alabang Town Center, 3/F Alabang Town Center, Muntinlupa City
    • A Runners Circle Manila, Unit H, Aloha Hotel, 2150 Roxas Blvd. corner Quirino Avenue, Malate, Manila, +63 (2) 5674768

Race Updates

  • To learn more about the Financial Fitness Run, please visit Like the Financial Fitness Run facebook page to get the most recent updates, visit

Race Maps

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